Business Owner Financial Planning
Unlock Wealth for Retirement with a Business Exit Strategy
Chart Your Course From Business Owner Into Relaxed Retirement
As a business owner, you’ve invested years in building your company. But did you know that “80% of businesses never sell,” leaving owners with little to show for their hard work at retirement?
Nicotera Wealth Management is here to change that narrative with comprehensive transition planning and wealth management advice specific to your needs as a business owner.
Boost your company's profitability and efficiency
Secure your business finances and personal wealth
Maximize your company's value for a future sale
Don’t wait. The best time to prepare for your exit is early, while you still have time to apply planning that will significantly impact your company’s value.
Our expert team will work with you to:
Retirement Plans for Business Owners
We understand that your retirement goals may not always perfectly align with those of your staff. So, we’ve developed a tailored process to identify and structure the ideal retirement plan that serves your business, employees, and personal interests optimally. These plans offer a trifecta of benefits: low-cost investments, valuable tax advantages, and potential tax-free growth. The result? A clear roadmap to financial success for both you and your team.
Our Easy Four-Step Process Toward Your Financial Security
Our comprehensive four-step process enables us to create a truly holistic financial plan that addresses your specific needs. From retirement planning through tax strategies, insurance considerations, and investment portfolio management to business transition and estate planning, we ensure every aspect of your wealth management plan is carefully designed, tested, and implemented, empowering you to focus on what matters most.
Introduction & Discovery – Where Your Dreams Meet Our Expertise
Our first step together starts with an introduction call, during which we get to know each other, assess your complete financial situation, determine your financial goals and unique circumstances, and outline the path forward together.
Education & Financial Planning – Your Blueprint for Success
In this step, we explain and de-mystify the role of a fiduciary-driven financial advisor and how that deeply benefits you. Our financial advisors share an overview of our investment management and planning strategies, laying the groundwork for a collaborative, transparent, and expertly charted financial planning journey.
Implementation – Where Strategy Meets Action
In this crucial step, we put your personalized financial and retirement plan into action, taking into consideration every aspect of your financial health, including your income, expenses, liquid, and retirement assets along with your lifestyle goals, to ensure each decision aligns with your long-term objectives, setting the stage for lasting financial security.
Ongoing Attention – Your Success is Our Constant Focus
Our advisors continuously monitor your assets and portfolio as we provide ongoing tailored investment advice on topics like asset allocation, cash flow, income tax planning and tax preparation, retirement strategies, college planning, insurance strategies, and estate planning. Using advanced data models, we map your financial future, account for economic shifts, adjust for inflation, and continue to evaluate your plan to ensure you remain on course to achieve your goals and secure a worry-free retirement.
Strategic Planning Starts with Exact Financial Assessments
Assessment 1: Business Validation
Unlock your business’s true potential with our free Business Valuation Quiz. This quick assessment offers vital insights into your company’s worth, empowering you to make smart decisions about cash flow, taxes, growth, and succession planning. It’s your first step towards a comprehensive Business Transition Plan – take advantage of this complimentary tool and start enhancing your entrepreneurial journey today.
Assessment 2: Risk Questionnaire
Determine your true investment comfort zone with our free Pocket Risk Questionnaire. This quick assessment gauges how you handle market fluctuations, enabling us to craft strategies that align with your risk tolerance, business objectives, and personal financial goals.
Getting Ready to Retire?
The Top 20 Questions You Need To Ask and Answer Before Retiring
Are you ready to retire but anxious about the what-ifs and unknowns? Not sure where to start? Download our free guide, “The Top 20 Questions You Need To Ask and Answer Before Retiring,” and gain insights and knowledge to help you with one of life’s most important decisions.
